Financing - Granger Mobile Homes

Financing

At Granger Mobile Homes, we recommend financing through 21st Mortgage due to their tailored services for mobile home buyers. They offer a variety of loan programs suited for different needs, ensuring competitive rates and flexible terms. Importantly, 21st Mortgage recognizes the value of land ownership, allowing customers to use their land as a down payment through their unique ‘land in lieu’ program. This can be a significant advantage for landowners, making the dream of home ownership more accessible.

What types of loans does 21st Mortgage offer?

21st Mortgage provides specialized loan programs tailored for mobile home purchases, including options for buyers with land and those without.

Can I use my land as a down payment?

Yes, with 21st Mortgage’s ‘land in lieu’ program, your land can be used as a down payment, offering a unique opportunity for landowners.

What is the minimum down payment required?

21st Mortgage’s minimum down payment is as low as 5% cash down. The down payment amount does depend on the customer’s credit score.

How does the loan application process work?

The process involves submitting an application to 21st Mortgage, which includes financial documentation and details about your desired home and land.

What if I have a low credit score?

Low Credit Score, NO PROBLEM! 21st Mortgage works with all types of credit scores. Apply today to see what 21st Mortgage can offer you!

Apply Online Now

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Disclaimer: This calculator is for informational purposes only and does not constitute a financing offer or guarantee of approval. Actual loan terms and eligibility are determined by our financing partners upon application.

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Trey R.
23 minutes ago
Excellent experience, zero sales pressure. We, mainly my wife, looked at their lot models probably 50 times. Every time they were patient and accommodating. Very good people and very pleasant to work with. Even after changing our minds 3 times they remained patient and kind.
Bella M.
6 days ago
Ben was the nicest guy I’ve ever met!!i recommend buying from him!!
Natalie F.
2 weeks ago
We purchased the Tru Triumph Double Wide home from Kyle Granger, and the whole process was incredibly smooth, quick, and easy. They made everything possible and accessible for us, and we’re so happy with the outcome. Kyle and Shawna are probably the nicest and most understanding people we’ve ever met.
Kish
3 weeks ago
Very helpful and made the whole process quick, painless and stress free. Would definitely recommend. Thanks!
Ricky B.
1 month ago
Granger Homes made us feel like family and put for 100% to help us find our forever home. Kyle and Shawna made our experience their top priority and helped us all the way.
Dado H.
1 month ago
Shawna at Granger made the process so easy as first time home buyers and answered every question possible ! So thankful for her .
Emily J.
2 months ago
Our experience with Granger Mobile Homes was phenomenal! We would definitely recommend them to anyone. Kyle worked with us and was so helpful and patient throughout the whole process.
Kyler H.
2 months ago
They truly are the best! So informative and helpful!
Alfred F.
4 months ago
I would recommend this place to anyone!! Everyone was great!!
debbie C.
4 months ago
Very friendly and knowledgeable.
Erika S.
4 months ago
Granger Mobile Homes absolutely deserves more than five stars! From the moment I reached out, their customer service was AMAZING!! Every single person I spoke with was professional, kind, and genuinely invested in helping me. The home's craftsmanship was top tier! The construction is solid, the finishes are beautiful, and you can tell they take real pride in every detail. I’m beyond impressed and extremely grateful for how smooth and positive the entire experience was. I would HIGHLY RECOMMEND Granger Mobile Homes to anyone looking for quality, professionalism, and outstanding service!
Shelby H.
4 months ago
They are the sweetest people! They were very knowledgeable and able to answer all of my questions!
Heather S.
4 months ago
Granger was great from start to finish! Glad I bought from them and felt supported throughout the entire process.
Jonathan W.
4 months ago
Really great place. Nice environment, very friendly people and very helpful. Very happy with our choice to go with granger.
Gary K.
5 months ago
If I could give these guys ten stars, they sure would deserve it. Kyle and his crew are the best. Thank you for everything you guys have done.
K R.
5 months ago
If you're reading this review you've likely noticed all of the reviews to date (Oct. 2025) are 5 star. That's accurate and there's a very good reason for it. Fast, friendly, affordable, transparent. All of these are true. What is also true is that they helped me to not feel like an idiot through this process. There were no surprises. Seriously, I wouldn't consider any other mobile home dealer. Especially since other dealers do that business of "Comment HOME for pricing!" Like, dude, just tell me the friggin price without making me have to have a conversation with you. I want none of that.
Katy W.
7 months ago
I had a great experience with Granger Mobile Homes! Kyle Granger made the entire process so convenient and stress-free. He was helpful every step of the way and went above and beyond to make sure I got into my mobile home quickly. I really appreciate his professionalism and dedication. Highly recommend Kyle and Granger Mobile Homes!
Jason B.
7 months ago
Huge shout out to everyone on the Granger Team! Everyone was so helpful, patient, and professional with us throughout the whole buying and set up process. Highly recommended!
Cody A.
8 months ago
If you are thinking about buying a house definitely buy from here! Do not go anywhere else!!! Kyle and his staff are the best to work with! My wife and I have been very happy throughout the process!
Kelly A.
10 months ago
Kyle Granger and his team were great! I purchased a Clayton Flex in February 2025 as a vacation home and we are very pleased with the sale and service. A special thank you to Elena for her fantastic customer service!!
M O.
10 months ago
I simply cannot say enough good things about Kyle and Granger Homes. I had countless questions (this being my 1st home purchase) and Kyle and his office staff patiently answered every one. Even when I asked for measurements so I knew what size something was while I was figuring out furniture, Kyle would go measure it and text me. It is so rare to find true, honest customer service nowadays but Kyle and his staff definitely delivered. I am so happy I chose to purchase my new home from Granger. Even after the sale, Kyle and Elaina are still providing the same great customer service. You may find the same floor plan on another lot somewhere, but I promise you will not find this level of excellent service anywhere else.
Mark F.
10 months ago
Great experience doing business with Granger! Staff is very friendly and very responsive. Thank you Kyle for helping us get our new home!! Doug and Breanna Marchant
Kong Cheng V.
1 year ago
Great team, great service and friendly people. Highly recommended.
Lynk V.
1 year ago
Kyle is the man! Get with him for your new manufacture home.
Skyler M.
1 year ago
This business is very customer friendly. Super thankful for Kyle, Elainea, Tyden, and all who take care of my mom and her home she bought from them! Thank you for your courtesy and friendliness.
Chance S.
1 year ago
BEST MOBILE HOME PLACE!!! Buy your homes HERE!!!!! I’ve went to 3 different mobile home dealerships none of them could compare with the amount of respect and sweet deals I got with Kyle he was quick got me in my new doublewide very fast returned every phone call and text message that same day even if his office was closed I 1000000000000% recommend you shop here they will take very very good care of you
Marcia D.
1 year ago
Granger Mobile Homes was a pleasure to work with when I purchased me single wide to downsize. They were VERY good about returning my calls and working with me to answer MY many questions about the whole process. It was a learning experience for me because this was my first experience with this type of dwelling, but Granger was right there to guide me through the process and get back quickly with me if I needed answers. Thanks for your patience and service through the process Kyle, Elaina, Elaina's hubby, delivery team, and office team! God bless!❤️
Breana W.
1 year ago
The whole process from start to finish was easy. Kyle was great to work with and if we ever need another mobile home we would choose Granger again!
ashley P.
1 year ago
Has been a pleasure to work with the entire team at Granger. They always were friendly and helpful and went above and beyond. I will always recommend this group of people.
Trey R.
23 minutes ago
Excellent experience, zero sales pressure. We, mainly my wife, looked at their lot models probably 50 times. Every time they were patient and accommodating. Very good people and very pleasant to work with. Even after changing our minds 3 times they remained patient and kind.
Bella M.
6 days ago
Ben was the nicest guy I’ve ever met!!i recommend buying from him!!
Natalie F.
2 weeks ago
We purchased the Tru Triumph Double Wide home from Kyle Granger, and the whole process was incredibly smooth, quick, and easy. They made everything possible and accessible for us, and we’re so happy with the outcome. Kyle and Shawna are probably the nicest and most understanding people we’ve ever met.
Kish
3 weeks ago
Very helpful and made the whole process quick, painless and stress free. Would definitely recommend. Thanks!
Ricky B.
1 month ago
Granger Homes made us feel like family and put for 100% to help us find our forever home. Kyle and Shawna made our experience their top priority and helped us all the way.
Dado H.
1 month ago
Shawna at Granger made the process so easy as first time home buyers and answered every question possible ! So thankful for her .
Emily J.
2 months ago
Our experience with Granger Mobile Homes was phenomenal! We would definitely recommend them to anyone. Kyle worked with us and was so helpful and patient throughout the whole process.
Kyler H.
2 months ago
They truly are the best! So informative and helpful!
Alfred F.
4 months ago
I would recommend this place to anyone!! Everyone was great!!
debbie C.
4 months ago
Very friendly and knowledgeable.
Erika S.
4 months ago
Granger Mobile Homes absolutely deserves more than five stars! From the moment I reached out, their customer service was AMAZING!! Every single person I spoke with was professional, kind, and genuinely invested in helping me. The home's craftsmanship was top tier! The construction is solid, the finishes are beautiful, and you can tell they take real pride in every detail. I’m beyond impressed and extremely grateful for how smooth and positive the entire experience was. I would HIGHLY RECOMMEND Granger Mobile Homes to anyone looking for quality, professionalism, and outstanding service!
Shelby H.
4 months ago
They are the sweetest people! They were very knowledgeable and able to answer all of my questions!
Heather S.
4 months ago
Granger was great from start to finish! Glad I bought from them and felt supported throughout the entire process.
Jonathan W.
4 months ago
Really great place. Nice environment, very friendly people and very helpful. Very happy with our choice to go with granger.
Gary K.
5 months ago
If I could give these guys ten stars, they sure would deserve it. Kyle and his crew are the best. Thank you for everything you guys have done.
K R.
5 months ago
If you're reading this review you've likely noticed all of the reviews to date (Oct. 2025) are 5 star. That's accurate and there's a very good reason for it. Fast, friendly, affordable, transparent. All of these are true. What is also true is that they helped me to not feel like an idiot through this process. There were no surprises. Seriously, I wouldn't consider any other mobile home dealer. Especially since other dealers do that business of "Comment HOME for pricing!" Like, dude, just tell me the friggin price without making me have to have a conversation with you. I want none of that.
Katy W.
7 months ago
I had a great experience with Granger Mobile Homes! Kyle Granger made the entire process so convenient and stress-free. He was helpful every step of the way and went above and beyond to make sure I got into my mobile home quickly. I really appreciate his professionalism and dedication. Highly recommend Kyle and Granger Mobile Homes!
Jason B.
7 months ago
Huge shout out to everyone on the Granger Team! Everyone was so helpful, patient, and professional with us throughout the whole buying and set up process. Highly recommended!
Cody A.
8 months ago
If you are thinking about buying a house definitely buy from here! Do not go anywhere else!!! Kyle and his staff are the best to work with! My wife and I have been very happy throughout the process!
Kelly A.
10 months ago
Kyle Granger and his team were great! I purchased a Clayton Flex in February 2025 as a vacation home and we are very pleased with the sale and service. A special thank you to Elena for her fantastic customer service!!
M O.
10 months ago
I simply cannot say enough good things about Kyle and Granger Homes. I had countless questions (this being my 1st home purchase) and Kyle and his office staff patiently answered every one. Even when I asked for measurements so I knew what size something was while I was figuring out furniture, Kyle would go measure it and text me. It is so rare to find true, honest customer service nowadays but Kyle and his staff definitely delivered. I am so happy I chose to purchase my new home from Granger. Even after the sale, Kyle and Elaina are still providing the same great customer service. You may find the same floor plan on another lot somewhere, but I promise you will not find this level of excellent service anywhere else.
Mark F.
10 months ago
Great experience doing business with Granger! Staff is very friendly and very responsive. Thank you Kyle for helping us get our new home!! Doug and Breanna Marchant
Kong Cheng V.
1 year ago
Great team, great service and friendly people. Highly recommended.
Lynk V.
1 year ago
Kyle is the man! Get with him for your new manufacture home.
Skyler M.
1 year ago
This business is very customer friendly. Super thankful for Kyle, Elainea, Tyden, and all who take care of my mom and her home she bought from them! Thank you for your courtesy and friendliness.
Chance S.
1 year ago
BEST MOBILE HOME PLACE!!! Buy your homes HERE!!!!! I’ve went to 3 different mobile home dealerships none of them could compare with the amount of respect and sweet deals I got with Kyle he was quick got me in my new doublewide very fast returned every phone call and text message that same day even if his office was closed I 1000000000000% recommend you shop here they will take very very good care of you
Marcia D.
1 year ago
Granger Mobile Homes was a pleasure to work with when I purchased me single wide to downsize. They were VERY good about returning my calls and working with me to answer MY many questions about the whole process. It was a learning experience for me because this was my first experience with this type of dwelling, but Granger was right there to guide me through the process and get back quickly with me if I needed answers. Thanks for your patience and service through the process Kyle, Elaina, Elaina's hubby, delivery team, and office team! God bless!❤️
Breana W.
1 year ago
The whole process from start to finish was easy. Kyle was great to work with and if we ever need another mobile home we would choose Granger again!
ashley P.
1 year ago
Has been a pleasure to work with the entire team at Granger. They always were friendly and helpful and went above and beyond. I will always recommend this group of people.