Financing - Granger Mobile Homes

Financing

At Granger Mobile Homes, we recommend financing through 21st Mortgage due to their tailored services for mobile home buyers. They offer a variety of loan programs suited for different needs, ensuring competitive rates and flexible terms. Importantly, 21st Mortgage recognizes the value of land ownership, allowing customers to use their land as a down payment through their unique ‘land in lieu’ program. This can be a significant advantage for landowners, making the dream of home ownership more accessible.

What types of loans does 21st Mortgage offer?

21st Mortgage provides specialized loan programs tailored for mobile home purchases, including options for buyers with land and those without.

Can I use my land as a down payment?

Yes, with 21st Mortgage’s ‘land in lieu’ program, your land can be used as a down payment, offering a unique opportunity for landowners.

What is the minimum down payment required?

21st Mortgage’s minimum down payment is as low as 5% cash down. The down payment amount does depend on the customer’s credit score.

How does the loan application process work?

The process involves submitting an application to 21st Mortgage, which includes financial documentation and details about your desired home and land.

What if I have a low credit score?

Low Credit Score, NO PROBLEM! 21st Mortgage works with all types of credit scores. Apply today to see what 21st Mortgage can offer you!

Apply Online Now

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“I’m sending you over to our preferred mortgage lender, 21st Mortgage. When it asks you how much the home you are buying is, just put however much you are wanting to spend, then put $0 in the tax line.

It will also ask you who you are buying from, put Manufactured Home Retailer, then put 3367.1 in the boxes and it will bring up Granger Mobile Homes, that’s me 🙂

If you have any questions at all while you are filling it out, please reach out to me and I will get you answers!”

– Kyle

Got it! Let’s go.
Marcia D.
Marcia D.
1734354280
Granger Mobile Homes was a pleasure to work with when I purchased me single wide to downsize. They were VERY good about returning my calls and working with me to answer MY many questions about the whole process. It was a learning experience for me because this was my first experience with this type of dwelling, but Granger was right there to guide me through the process and get back quickly with me if I needed answers. Thanks for your patience and service through the process Kyle, Elaina, Elaina's hubby, delivery team, and office team! God bless!❤️
Breana W.
Breana W.
1734352734
The whole process from start to finish was easy. Kyle was great to work with and if we ever need another mobile home we would choose Granger again!
ashley P.
ashley P.
1731783092
Has been a pleasure to work with the entire team at Granger. They always were friendly and helpful and went above and beyond. I will always recommend this group of people.
Troy B.
Troy B.
1727060592
Not really a review of Clayton Homes but more so for Granger Mobile Homes dealership. We own property and was looking for a home to retire in. My wife found a listing for a manufactured home and called about. She was so impressed on how nice and helpful Kyle was we drove past a Clayton Homes dealer 5 miles from us (with rude and self centered people) 80 miles to Granger.It couldn't have been a better experience with the people there. I immediately liked the "good 'ole country boy" attitude displayed by Kyle. Made us feel right at home working with him.Still some hangups with our water department with getting water and septic installed but not the fault of Granger. I have called a few times since we purchased our home and he is always quick to answer and helpful. His assistant is extremely nice and helpful also always. I am horrible remembering names so hers escapes me.I couldn't recommend Granger Mobile Homes enough if you are in search of a manufactured home. You won't be disappointed. I wish I could rate them more than 5 stars.
Jenna R.
Jenna R.
1724795633
Very friendly! Always sent updates about build time and if Kyle ever didn't know an answer to a question I had, he would figure it out. I would recommend Granger Mobile Homes for anyone wanting a new trailer!
Monika T.
Monika T.
1724780431
We had the BEST experience with Granger Mobile Homes. Kyle and the entire crew were super amazing from the beginning to the end. We are very satisfied and in love with our new home!
Robyn L.
Robyn L.
1724776231
Kyle Granger, his wife, and their crew are amazing people! We have bought a house through an actual realtor which was such a headache and when we found Kyle I wish we would have found him years ago! He made buying a house SO EASY! We loved that Kyle & his people were a phone call or text away from fixing ANY problems! If you're in the market for a beautiful home don't walk, RUN to Granger Mobile Homes in Kiowa, Ok!
Chelsi H.
Chelsi H.
1724776078
Top notch experience! From them showing us trailers while we had to make pit stops to feed our bottle baby goat (we all had to laugh) to helping with minor problems inside of our new home, they made it enjoyable, personal, and full of respect! We traveled all over to find what fit for us, not only house wise, but the company too! We have no regret with this choice at all! 100% recommend Granger Mobile Home and will be sending all our family and friends here!
Janet M.
Janet M.
1724775939
We bought our home from Granger Mobile Homes 4 months ago and we love it!! Kyle Granger and his staff are THE BEST!! If you are looking for a mobile home GO SEE KYLE! No one can beat his prices!!!
Lisa B.
Lisa B.
1723049066
Our house burnt in February 24’ . We had shopped at other places for a mobile home. when we stopped at Granger in Kiowa, we instantly felt like this was the place to be. Kyle and everyone there made us feel so much better about our situation. We are so happy with our purchase. I got to pick out colors of a few different things which gave it more of a it’s our house type feel. I recommend this place to everyone I see that is shopping for a new home. They are so kind.
Crystal S.
Crystal S.
1723038244
Kyle and his wife are the sweetest and most knowledgeable. I am so glad we went through this process with them.
Melissa M.
Melissa M.
1722968480
Kyle and his entire crew were completely helpful from the beginning to the end of my getting into my new home. He and his staff go above and beyond-even after the home is delivered and set up! Thanks Granger Homes! Y’all made the purchase and move of my home easy!
Aaron W.
Aaron W.
1712357843
My wife and I have been shopping for a house for over 10 years now. Kyle has the best customer service and we are so happy with our choice of coming here we will not buy a house from any other place, ever.I invite you to see for yourself just how amazing everyone here is! They take ownership and pride in what they do and your experience.Every interaction is addressed with care, love and politeness.
Angela K.
Angela K.
1712017925
What a great team of people! Highly recommend!
S C.
S C.
1711479198
Purchased a new home in the of October and beginning of November. We had it set up and we were living in it by the beginning of Dec. Fast, easy transition. All of our concerns were addressed. Kyle is easy to work with and lined us up with financing. Will buy another place from him!
Cristy R.
Cristy R.
1709757123
Great folks - fantastic homes- and tremendous service!!!!!!!
Sandy D.
Sandy D.
1709756441
Love, love Kyle Granger. He goes above and beyond with anything
Susan B.
Susan B.
1708786518
Mr. Kyle and the gang at Granger Mobile Homes have been absolutely wonderful and patient with us during the whole process. Received my new mobile home in record time. They are wonderful people and truly care about their customers. You can not find better service than Granger Mobile Homes.
Dillon G.
Dillon G.
1708127769
Kyle is a very knowledgeable person. Customer service is top notch. Highly recommend!!
Bradley P.
Bradley P.
1706558000
Absolutely the best place to purchase your new home from. Staff is awesome! Thanks a million Granger team!!
Christina H.
Christina H.
1705685421
This was our first manufactured home purchase for my son and I. The owner was so helpful in everyway. With getting us our help to taking care of the paperwork for our land.They have a big selection of homes in all price ranges and was able to take care of all our financing needs. Kyle was very generally responsive to our concerns . He was on my speed dial. He answered every one of my calls and text and if he didnt know the answer to my questions, he would get the answer and call me back..The foundation guys were excellent. The set crew was very professional and with real quality at work. The utility contractors were very reliable at installing the power , septic and water..we had a great experience with them all.
Lynk V.
Lynk V.
1705084342
Kyle is the man! Get with him for your new manufacture home.
tera H.
tera H.
1702778836
Granger mobile homes, great customer service from awesome people!
Cody W.
Cody W.
1702762932
Great customer care and overall great owners
Calvin M.
Calvin M.
1702752242
Price was great and service was great. Kyle and Heather made sure we were happy with all phases of the purchase.
Krystal M.
Krystal M.
1702747718
Kyle, his beautiful family and staff are wonderful! Grainger Mobile Homes is the #1 Mobile Home Dealer in Oklahoma. Kyle prides himself in customer service and has only the BEST quality homes.
Aaron D.
Aaron D.
1702743564
Great people..wonderful to deal with and get the job done..was an amazing experience
caitlin S.
caitlin S.
1702489258
Kyle is absolutely amazing!!! He went above and beyond for my family and I.He is such an amazing person to deal with and makes sure that you don’t leave unless you are 1000% happy!
Caitlin H.
Caitlin H.
1702489039
Kyle went above and beyond when I came to him to purchase a home for our family. He was straight forward, honest and most of all he did whatever he could to help me through the whole process!!! I hands down won’t go anywhere else besides Granger Mobile Homes!!
Alicia P.
Alicia P.
1702413828
Kyle and his staff were awesome to work with and made our home buying process so easy and were there to answer any questions we had! I would recommend Granger Mobile Homes to any one looking for a great buying experience!!
Kenny H.
Kenny H.
1694099623
Hands-down, the best experience ever in buying a home Kyle and his whole crew are nothing but top-notch people
Trevor S.
Trevor S.
1691940198
Would highly recommend Granger mobile homes. Customers are always satisfied! Even after the sale they go above and beyond making sure the customer is happy!
Tyden A.
Tyden A.
1691803330
If your looking for top notch service all all the way around !!GRANGER MOBILES HOMES!! Is the only way to go! From sales to service you can’t go wrong with these guys!
Lee N.
Lee N.
1690918126
Kyle has been wonderful at helping us! Thanks Kyle!
Alice E.
Alice E.
1690845346
Kyle and Heather did everything humanly possible to get me in my home in spite of the weatherWhat an awesome couple
Kolbey&Connor E.
Kolbey&Connor E.
1690494762
Great people and would recommend them to anyone. They helped every way possible!
Aaron M.
Aaron M.
1690254773
WOW!!!! Kyle and Heather are amazing people and great to work with! They made our experience quick and easy!! I love that to this day I can still call and ask questions and they answer the phone and always are willing to help!! Thanks!!
Tristan S.
Tristan S.
1689965578
Amazing people and treat their customers fabulous!! We bought our first house from them and the experience was A++!
Kate S.
Kate S.
1689436134
I would absolutely 1,000 % highly recommend granger mobile homes in Kiowa, Oklahoma. Kyle is the absolute best to work with and takes pride in selling these homes. He’s super personable and always keeps us updated. We made the best decision by choosing this establishment!! 🏠
Tara M.
Tara M.
1689005356
Great easy process. Everyone friendly and very helpful. Highly recommend doing business with Granger Mobile Home.
Kristi
Kristi
1688603740
Kyle and Heather are absolutely amazing! If I could give them a 10 I would. Every detail of our home buying process was perfect from start to finish. We will recommend them, and Tyden and crew, all day long! Thank you guys for everything ❤️
Mate S.
Mate S.
1674691387
Kyle is the most genuine of all the mobile home places we ever visited. We plan on getting a house from him soon and look forward to it!
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Marcia D.
Marcia D.
1734354280
Granger Mobile Homes was a pleasure to work with when I purchased me single wide to downsize. They were VERY good about returning my calls and working with me to answer MY many questions about the whole process. It was a learning experience for me because this was my first experience with this type of dwelling, but Granger was right there to guide me through the process and get back quickly with me if I needed answers. Thanks for your patience and service through the process Kyle, Elaina, Elaina's hubby, delivery team, and office team! God bless!❤️
Breana W.
Breana W.
1734352734
The whole process from start to finish was easy. Kyle was great to work with and if we ever need another mobile home we would choose Granger again!
ashley P.
ashley P.
1731783092
Has been a pleasure to work with the entire team at Granger. They always were friendly and helpful and went above and beyond. I will always recommend this group of people.
Troy B.
Troy B.
1727060592
Not really a review of Clayton Homes but more so for Granger Mobile Homes dealership. We own property and was looking for a home to retire in. My wife found a listing for a manufactured home and called about. She was so impressed on how nice and helpful Kyle was we drove past a Clayton Homes dealer 5 miles from us (with rude and self centered people) 80 miles to Granger.It couldn't have been a better experience with the people there. I immediately liked the "good 'ole country boy" attitude displayed by Kyle. Made us feel right at home working with him.Still some hangups with our water department with getting water and septic installed but not the fault of Granger. I have called a few times since we purchased our home and he is always quick to answer and helpful. His assistant is extremely nice and helpful also always. I am horrible remembering names so hers escapes me.I couldn't recommend Granger Mobile Homes enough if you are in search of a manufactured home. You won't be disappointed. I wish I could rate them more than 5 stars.
Jenna R.
Jenna R.
1724795633
Very friendly! Always sent updates about build time and if Kyle ever didn't know an answer to a question I had, he would figure it out. I would recommend Granger Mobile Homes for anyone wanting a new trailer!
Monika T.
Monika T.
1724780431
We had the BEST experience with Granger Mobile Homes. Kyle and the entire crew were super amazing from the beginning to the end. We are very satisfied and in love with our new home!
Robyn L.
Robyn L.
1724776231
Kyle Granger, his wife, and their crew are amazing people! We have bought a house through an actual realtor which was such a headache and when we found Kyle I wish we would have found him years ago! He made buying a house SO EASY! We loved that Kyle & his people were a phone call or text away from fixing ANY problems! If you're in the market for a beautiful home don't walk, RUN to Granger Mobile Homes in Kiowa, Ok!
Chelsi H.
Chelsi H.
1724776078
Top notch experience! From them showing us trailers while we had to make pit stops to feed our bottle baby goat (we all had to laugh) to helping with minor problems inside of our new home, they made it enjoyable, personal, and full of respect! We traveled all over to find what fit for us, not only house wise, but the company too! We have no regret with this choice at all! 100% recommend Granger Mobile Home and will be sending all our family and friends here!
Janet M.
Janet M.
1724775939
We bought our home from Granger Mobile Homes 4 months ago and we love it!! Kyle Granger and his staff are THE BEST!! If you are looking for a mobile home GO SEE KYLE! No one can beat his prices!!!
Lisa B.
Lisa B.
1723049066
Our house burnt in February 24’ . We had shopped at other places for a mobile home. when we stopped at Granger in Kiowa, we instantly felt like this was the place to be. Kyle and everyone there made us feel so much better about our situation. We are so happy with our purchase. I got to pick out colors of a few different things which gave it more of a it’s our house type feel. I recommend this place to everyone I see that is shopping for a new home. They are so kind.
Crystal S.
Crystal S.
1723038244
Kyle and his wife are the sweetest and most knowledgeable. I am so glad we went through this process with them.
Melissa M.
Melissa M.
1722968480
Kyle and his entire crew were completely helpful from the beginning to the end of my getting into my new home. He and his staff go above and beyond-even after the home is delivered and set up! Thanks Granger Homes! Y’all made the purchase and move of my home easy!
Aaron W.
Aaron W.
1712357843
My wife and I have been shopping for a house for over 10 years now. Kyle has the best customer service and we are so happy with our choice of coming here we will not buy a house from any other place, ever.I invite you to see for yourself just how amazing everyone here is! They take ownership and pride in what they do and your experience.Every interaction is addressed with care, love and politeness.
Angela K.
Angela K.
1712017925
What a great team of people! Highly recommend!
S C.
S C.
1711479198
Purchased a new home in the of October and beginning of November. We had it set up and we were living in it by the beginning of Dec. Fast, easy transition. All of our concerns were addressed. Kyle is easy to work with and lined us up with financing. Will buy another place from him!
Cristy R.
Cristy R.
1709757123
Great folks - fantastic homes- and tremendous service!!!!!!!
Sandy D.
Sandy D.
1709756441
Love, love Kyle Granger. He goes above and beyond with anything
Susan B.
Susan B.
1708786518
Mr. Kyle and the gang at Granger Mobile Homes have been absolutely wonderful and patient with us during the whole process. Received my new mobile home in record time. They are wonderful people and truly care about their customers. You can not find better service than Granger Mobile Homes.
Dillon G.
Dillon G.
1708127769
Kyle is a very knowledgeable person. Customer service is top notch. Highly recommend!!
Bradley P.
Bradley P.
1706558000
Absolutely the best place to purchase your new home from. Staff is awesome! Thanks a million Granger team!!
Christina H.
Christina H.
1705685421
This was our first manufactured home purchase for my son and I. The owner was so helpful in everyway. With getting us our help to taking care of the paperwork for our land.They have a big selection of homes in all price ranges and was able to take care of all our financing needs. Kyle was very generally responsive to our concerns . He was on my speed dial. He answered every one of my calls and text and if he didnt know the answer to my questions, he would get the answer and call me back..The foundation guys were excellent. The set crew was very professional and with real quality at work. The utility contractors were very reliable at installing the power , septic and water..we had a great experience with them all.
Lynk V.
Lynk V.
1705084342
Kyle is the man! Get with him for your new manufacture home.
tera H.
tera H.
1702778836
Granger mobile homes, great customer service from awesome people!
Cody W.
Cody W.
1702762932
Great customer care and overall great owners
Calvin M.
Calvin M.
1702752242
Price was great and service was great. Kyle and Heather made sure we were happy with all phases of the purchase.
Krystal M.
Krystal M.
1702747718
Kyle, his beautiful family and staff are wonderful! Grainger Mobile Homes is the #1 Mobile Home Dealer in Oklahoma. Kyle prides himself in customer service and has only the BEST quality homes.
Aaron D.
Aaron D.
1702743564
Great people..wonderful to deal with and get the job done..was an amazing experience
caitlin S.
caitlin S.
1702489258
Kyle is absolutely amazing!!! He went above and beyond for my family and I.He is such an amazing person to deal with and makes sure that you don’t leave unless you are 1000% happy!
Caitlin H.
Caitlin H.
1702489039
Kyle went above and beyond when I came to him to purchase a home for our family. He was straight forward, honest and most of all he did whatever he could to help me through the whole process!!! I hands down won’t go anywhere else besides Granger Mobile Homes!!
Alicia P.
Alicia P.
1702413828
Kyle and his staff were awesome to work with and made our home buying process so easy and were there to answer any questions we had! I would recommend Granger Mobile Homes to any one looking for a great buying experience!!
Kenny H.
Kenny H.
1694099623
Hands-down, the best experience ever in buying a home Kyle and his whole crew are nothing but top-notch people
Trevor S.
Trevor S.
1691940198
Would highly recommend Granger mobile homes. Customers are always satisfied! Even after the sale they go above and beyond making sure the customer is happy!
Tyden A.
Tyden A.
1691803330
If your looking for top notch service all all the way around !!GRANGER MOBILES HOMES!! Is the only way to go! From sales to service you can’t go wrong with these guys!
Lee N.
Lee N.
1690918126
Kyle has been wonderful at helping us! Thanks Kyle!
Alice E.
Alice E.
1690845346
Kyle and Heather did everything humanly possible to get me in my home in spite of the weatherWhat an awesome couple
Kolbey&Connor E.
Kolbey&Connor E.
1690494762
Great people and would recommend them to anyone. They helped every way possible!
Aaron M.
Aaron M.
1690254773
WOW!!!! Kyle and Heather are amazing people and great to work with! They made our experience quick and easy!! I love that to this day I can still call and ask questions and they answer the phone and always are willing to help!! Thanks!!
Tristan S.
Tristan S.
1689965578
Amazing people and treat their customers fabulous!! We bought our first house from them and the experience was A++!
Kate S.
Kate S.
1689436134
I would absolutely 1,000 % highly recommend granger mobile homes in Kiowa, Oklahoma. Kyle is the absolute best to work with and takes pride in selling these homes. He’s super personable and always keeps us updated. We made the best decision by choosing this establishment!! 🏠
Tara M.
Tara M.
1689005356
Great easy process. Everyone friendly and very helpful. Highly recommend doing business with Granger Mobile Home.
Kristi
Kristi
1688603740
Kyle and Heather are absolutely amazing! If I could give them a 10 I would. Every detail of our home buying process was perfect from start to finish. We will recommend them, and Tyden and crew, all day long! Thank you guys for everything ❤️
Mate S.
Mate S.
1674691387
Kyle is the most genuine of all the mobile home places we ever visited. We plan on getting a house from him soon and look forward to it!
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